Find the right loan for your business
ING offers 2 simple ways to find the loan to suit your business needs. Choose your major goal below or compare our different solutions to each other via the Overview of ING loans.
Your goal
Overview of ING loans

Invest

Is it time to invest in new materials or an additional site for your company?
  • ING has
    3 solutions that can help you quickly achieve your goal.
View our solutions

Start a business

Do you need a loan to finance your start-up?
  • ING has
    3 solutions to help starters.
View our solutions

Bridge a temporary money shortage

Does your business or company have a temporary liquidity shortage?
  • ING has
    6 solutions that can help you overcome this hurdle.
View our solutions

Spread costs

Do you want to spread out your tax prepayment or staff holiday and bonus allowances?
  • ING has
    3 solutions that can help you disperse specific costs over an entire year.
View our solutions

Close a deal

Would the backing of a bank guarantee help you close business deals more quickly?
  • ING has
    1 solution that can increase your business partners' confidence.
View our solutions

All loans

Loans for up to 1 year or till further notice

Loans for 1 year or longer

Compare loans
 
What is it?
Minimum issuance amount
Maximum issuance amount
Term length
Interest rate
Charges
Repayment
ING Business Line Starter
Overdraft facility with advantages for starters
2,000 euros
25,000 euros
3 years
9.90 %
None
  • Quarterly debit of interest payments
  • Settlement of balance at your own pace
Make a simulation
ING Business Line
Overdraft facility
2,000 euros
/
Minimum of 3 months
9.90 %
  • One-time due diligence fee: 125 euros
  • Quarterly arrangement fee: 25 euros
  • Quarterly commission on overdraft facility
  • Quarterly debit of interest payments
  • Settlement of balance at your own pace
Make a simulation
ING Easy Line Business
Overdraft facility
2,500 euros
2,500 euros
Unlimited
13.90 %
None
  • Monthly debit of interest payments
  • Settlement of any negative balance once every 3 months
Contact your ING liaison officer
ING Opticash
Credit facility
50,000 euros
/
Minimum of 3 months
9.90 %
  • One-time due diligence fee: 125 euros
  • Quarterly arrangement fee: 25 euros
  • Quarterly commission on the credit facility
  • Quarterly debit of interest payments.
  • Withdraw and repay at your own pace.
Contact your ING liaison officer
ING Business Loan
Instalment loan
2,000 euros
9,999,999.99 euros
Minimum of 6 months, dependent on the borrowed amount, the funded goods and your ability to repay
Fixed interest rate calculated on the basis of term length and market conditions
Arrangement fees: dependent on the borrowed amount
Monthly, quarterly, half-yearly or yearly fixed deposits
Make a simulation
ING Straight Loan
Financing of temporary cash shortages
125,000 euros
/
Single and renewable advances as part of a credit line: minimum of 1 month, maximum of 12 months
Dependent on market conditions
  • One-time due diligence fee: 125 euros
  • Quarterly arrangement fee: 25 euros
  • Quarterly commission calculated on the granted loan or predetermined amount for non-use
  • Withdrawal fee for each cash advance
On the due date of the withdrawn advance
Contact your ING liaison officer
ING Financing of Tax Prepayment
Short-term instalment loan
1.250 euros
/
Minimum of 8 months, maximum of 12 months
Dependent on the amount borrowed, term length and market conditions
None
Fixed monthly instalments
Contact your ING liaison officer
ING Financing of Holiday Allowances
Short-term instalment loans
2,000 euros
/
Minimum of 6, maximum of 12 months
Dependent on the amount borrowed, term length and market interest rate
Arrangement fee: 125 euros
Fixed monthly instalments
Make a simulation
ING Financing of Annual Bonuses
Short-term instalment loans
2,000 euros
/
Minimum of 6 months, maximum of 12 months
Dependent on the amount borrowed, term length and market conditions
Arrangement fee: 125 euros
Fixed monthly instalments
Make a simulation
ING Leasing
Flexible financing plan
10,000 euros
/
Tailored to the economic life of the leased goods
Calculated according to the purchase value of the leased goods
Dependent on the term length, the residual value of the leased goods, the frequency of lease instalments and other factors
Customised repayment schedule for a fixed period
Contact your ING liaison officer
Bank guarantee 
Financial backing for business deals
/
/
Fixed, not fixed, or until further notice
Dependent on your application.
  • Drafting the bank guarantee: 150 to 255 euros
  • Modification or cancellation: 150 euros
  • Calling upon the guarantee: 255 euros
/
Contact your ING liaison officer
ING Commercial Finance
Finance facility through outsourcing of accounts receivable management
Calculated on the basis of an annual turnover of at least 4 million euros
/
Unlimited
Calculated by ING Commercial Finance
Dependent on the turnover of your accounts receivable portfolio based on a number of factors, including full or partial outsourcing, country, risk category, number of invoices and the number of debtors
Interest on withdrawals
Contact your ING liaison officer
ING Investment Credit
Mid- to long-term instalment loan
€ 250.000
/
Minimum of 24 months, maximum of 15 years
Calculated according to the chosen repayment plan, type of interest rate revision and term length
    Arrangement fees: dependent on the borrowed amount
Dependent on the investment credit chosen: monthly, quarterly, half-yearly or yearly deposits
Contact your ING liaison officer
ING Bridging Advance
Financing of temporary cash shortages
2,000 euros
/
Minimum of 1 month and maximum of 12 months.
Depends on the amount of the advance
  • One-off drawing fee: minimum 60 euros.
  • Quarterly arrangement fee: 25 euros.
  • Additional fee: when extending the drawdown period or repaying early.
Interest in advance, capital in 1 lump sum at the end of the term.
Contact your ING liaison officer
 
We offer
Select a maximum of 3 loans that you would like to compare.
Compare

ING Business Line Starter

Min. €2,000 and max. €25,000

Starting a business or venturing into self-employment? Then the ING Business Line Starter is for you. With advantageous terms for new entrepreneurs, this business line of credit ensures that you always have essential starting capital at hand.

Min. €2,000 and max. €25,000
Advantages
  • Available immediately
  • Low interest rate
  • Only pay interest on the funds you overdraw
Show details
Hide details
Make a simulation

ING Business Line Starter links a line of credit of between 2,000 euros and 25,000 euros to your ING current account. Starters receive preferential rates over a 3-year period.

Advantages
  • Available immediately
  • Low interest rate
  • Only pay interest on the funds you overdraw
In a nutshell
  • Always immediately available on your ING current account.
  • The loan has a term of 3 years. After this time you will automatically be transferred to a standard ING Business Line with an unlimited term.
  • You can repay at your own pace.
  • You only pay interest on the amounts that you actually use. ING calculates this interest every 3 months and automatically debits it from your current account.
  • As a starter you are entitled to special terms and pricing, such as a free contract or a reduced interest rate. The only requirement is that you started your business within the last 18 months.
Charges

There are no fees associated with this loan.


Do you need more than 25,000 euros?

Do you need more than 50,000 euros?


Download this product fact sheet (PDF).

ING Business Line

Min. €2,000

Do you sometimes have more cash going out than coming in? ING Business Line ensures you have extra room to bridge any temporary liquidity shortages. You only use this unlimited term overdraft facility when it is truly necessary.

Min. €2,000
Advantages
  • Available immediately
  • Only withdraw what you need
  • Only pay interest on the funds you overdraw
Show details
Hide details
Make a simulation

ING Business Line is a business line of credit of minimum 2,000 euros connected to your ING current account. So you always have money available to absorb temporary liquidity issues.

Advantages
  • Available immediately
  • Only withdraw what you need
  • Only pay interest on the funds you overdraw
In a nutshell
  • Connected to your ING current account of minimum 2,000 euros.
  • Always immediately available on your current account.
  • Unlimited term with a minimum of 3 months.
  • You can repay at your own pace.
  • Only pay interest on the amounts that you actually use. ING calculates this interest every 3 months and automatically debits it from your current account.
  • The interest is tax deductible as a professional expense.
  • ING Business Line cannot be combined with ING Easy Line Business or any additional overdraft facility.
Charges

You pay a one-time due diligence fee of 125 euros. Each quarter you pay an arrangement fee of 25 euros and a commission that is calculated on the assigned facility.


Did you start your business less than 18 months ago?

Do you need more than 50,000 euros?


Download this product fact sheet (PDF).

ING Easy Line Business

Max. €2,500

Are you facing temporary budget shortfalls? With ING Easy Line Business, you can overdraw on your business current account. That way, unexpected money shortages no longer present an obstacle to your business.

Max. €2,500
Advantages
  • Access up to 2,500 euros
  • Available immediately
  • Only pay interest on the funds you overdraw
Show details
Hide details
Contact your ING liaison officer

With the ING Easy Line Business overdraft facility, you can overdraw up to 2,500 euros on your business current account. That means you are always protected from temporary cash shortages and unexpected expenses.

Advantages
  • Access up to 2,500 euros
  • Available immediately
  • Only pay interest on the funds you overdraw
In a nutshell
  • This overdraft facility allows you to overdraw up to 2,500 euros on your ING current account for professional use.
  • Always immediately available on your current account.
  • This cash facility has an unlimited term.
  • You can repay at your own pace, as long as your current account does not remain overdrawn more than 3 consecutive months. In other words, you need to pay off your negative balance at least once every 3 months.
  • You only pay interest on an overdrawn balance. ING calculates this interest every month and automatically debits it from your current account.
  • ING Easy Line Business cannot be combined with ING Business Line or any additional business line of credit.
Charges

There are no fees associated with this loan.


Download this product fact sheet (PDF).

ING Opticash

Min. €50,000

Do you regularly have unexpected major expenses? ING Opticash is standing by to absorb your temporary cash shortage. Thanks to flexible terms, you are free to decide when to draw down the money and when to pay it back.

Min. €50,000
Advantages
  • Simple and free to manage
  • Available immediately
  • Extremely flexible
Show details
Hide details
Contact your ING liaison officer

ING Opticash links a credit facility of 50,000 euros or more to your ING current account. This lets you easily transfer liquidity between your Opticash account and current account.

Advantages
  • Simple and free to manage
  • Available immediately
  • Extremely flexible
In a nutshell
  • A credit facility of minimum 50,000 euros, linked to your ING current account.
  • You manage the capital yourself via transfers between your ING Opticash account and your ING current account via Home'Bank Plus or Telelink Online.
  • ING Opticash has an unlimited term with a minimum of 3 months.
  • You repay at your own pace by transferring money to your Opticash account.
  • You only pay interest on the amounts that you actually use. ING calculates the interest every 3 months and automatically debits it from your current account.
Charges

You pay a one-time due diligence fee of 125 euros. Each quarter you pay an arrangement fee of 25 euros and a commission that is calculated on the assigned facility.

Do you have a more permanent requirement for short-term business capital? Then ING?s Overdraft may be better suited to your needs. Contact your ING liaison officer for more information.


Download this product fact sheet (PDF).

ING Business Loan

Min. €2,000

Are you ready to modernise or expand your business? With the ING Business Loan you can achieve your goals quicker than you think. Get it done with ease, thanks to simple, transparent terms and conditions.

Min. €2,000
Advantages
  • Streamlined application process
  • Simple terms and conditions
  • Tax deductible as a professional expense
Show details
Hide details
Make a simulation

The ING Business Loan is designed to fund purchases for your business or company, whether you intend to invest in new materials, upgrade your equipment or buy commercial real estate.

Advantages
  • Streamlined application process
  • Simple terms and conditions
  • Tax deductible as a professional expense
In a nutshell
  • Borrow the full amount or a part of your purchase (excluding VAT). The minimum principal is 2,000 euros.
  • ING deposits the money for your purchase into your ING current account or transfers it directly to the supplier. The entire sum must be retrieved in a single withdrawal.
  • You receive a fixed interest rate throughout the entire term of the contract.
  • Pay in regular fixed instalments (monthly, quarterly, biannually or annually). ING automatically debits the installments from your current account.
  • The term is dependent upon the borrowed amount, your ability to repay and the funded goods.
Charges

The arrangement fees that you pay for an ING Business Loan are dependent upon the amount that you borrow.


Download this product fact sheet (PDF).

ING Straight Loan

Min. €125,000

Can you foresee the size and timing of your company's specific liquidity needs? Then the ING Straight Loan is designed to bridge these temporary but significant cash needs.

Min. €125,000
Advantages
  • Single or renewable loan
  • For significant amounts or treasury shortages
  • Favourable interest rate
Show details
Hide details
Contact your ING liaison officer
Advantages
  • Single or renewable loan
  • For significant amounts or treasury shortages
  • Favourable interest rate
In a nutshell
  • The ING Straight Loan is a credit facility where you can borrow advances of 1 year or shorter. The term therefore lasts a maximum of 12 months but the contract can be renewed annually.
  • You set the amount (minimum of 125,000 euros) and the length of the drawdown period (minimum of 1 week and a maximum of 6 months).
  • You can pay back the advances or renew consecutively on the condition that you do not exceed the expiry date of the credit facility. If you opt for renewable drawdowns, your limit will be adjusted each time you pay back a part of your loan.
  • You can pay back the advances or renew consecutively on the condition that you do not exceed the expiry date of the credit facility. If you opt for renewable drawdowns, your limit will be adjusted each time you pay back a part of your loan.
  • You repay the loaned capital and interest all at once on the expiry date of each advance.

Do you already have an ING Straight Loan? With Telelink you can manage your advances anytime, day or night!

Go directly to Telelink Online.

Charges

You pay a one-time due diligence fee of 125 euros. Each quarter you also pay an arrangement fee of 25 euros and a commission that is calculated on the approved credit or on the predetermined amount for non-use. You also pay a fee for each drawdown you make.


Download this product fact sheet (PDF).

ING Financing of Tax Prepayment

Min. €1.250

Do your annual tax prepayments weigh down your liquidity? ING offers 2 plans that let you spread costs over the entire year. The choice is yours!

Min. €1.250
Advantages
  • Repaid in fixed monthly instalments
  • Annual contract, automatic renewal
  • Short-term loan of 8 to 12 months
Show details
Hide details
Contact your ING liaison officer

ING transfers the entire amount of your estimated taxes to the Ministry of Finance on the first official due date of the tax prepayment. We offer 2 plans for this:

Advantages
  • Repaid in fixed monthly instalments
  • Annual contract, automatic renewal
  • Short-term loan of 8 to 12 months
In a nutshell
  • Your prepayment is transferred to the Ministry of Finance at the most appropriate time.
  • ING renews your contract annually. As your tax obligations change, you can easily adjust your terms.
  • You preserve liquidity for the operation of your business.
  • The interest rate is calculated on the basis of market conditions.
  • The interest is tax deductible as a professional expense.
Charges

There are no fees associated with this loan.


Download this product fact sheet (PDF).

ING Financing of Holiday Allowances

Min. €2,000

Does the payment of staff holiday allowances put pressure on your liquidity? Thanks to the ING Financing of Holiday Allowances, you can spread this expense over an entire year.

Min. €2,000
Advantages
  • Fixed interest rate
  • Spreads out a major cost
  • Annual contract, automatic renewal
Show details
Hide details
Make a simulation

By turning to our ING Financing of Holiday Allowances finance plan, you can spread the payment of your employees' holiday allowances across an entire year. That way your liquid funds remain available.

Advantages
  • Fixed interest rate
  • Spreads out a major cost
  • Annual contract, automatic renewal
In a nutshell
  • A loan of minimum 2,000 euros.
  • The interest rate is determined on the basis of the market conditions when signing the contract.
  • You repay the capital and interest in 6 to 12 fixed monthly instalments.
  • ING renews your contract annually on the expiry date of the same amount, unless you want to change it.
  • The interest is tax deductible as a professional expense.
Charges

You pay a one-time arrangement fee of 125 euros.


Download this product fact sheet (PDF).

ING Financing of Annual Bonuses

Min. €2,000

Do you reward your hardworking staff with an end-of-year bonus? Have you also noticed that your liquidity position cannot quite support this recurring annual cost? An ING End-of-Year Premium Loan can spread this expense over an entire year.

Min. €2,000
Advantages
  • Fixed interest rate
  • Spreads out a major cost
  • Annual contract, automatic renewal
Show details
Hide details
Make a simulation

By calling on our ING Financing of Annual Bonuses, you can spread the payment of your employees' end of year bonuses across an entire year. That way you can keep your liquidity position in perfect balance.

Advantages
  • Fixed interest rate
  • Spreads out a major cost
  • Annual contract, automatic renewal
In a nutshell
  • A loan of minimum 2,000 euros.
  • The interest rate is determined on the basis of the market conditions when signing the contract.
  • You repay the capital and interest via a minimum of 6 and a maximum of 12 fixed monthly instalments.
  • ING renews your contract annually on the expiry date of the same amount, unless you want to change it.
  • The interest is tax deductible as a professional expense.
Charges

You pay a one-time arrangement fee of 125 euros.


Download this product fact sheet (PDF).

ING Leasing

Min. €10,000

A new truck, a site expansion, an IT upgrade, a product line run on renewable energy? By leasing out your business equipment, you ensure the financial flexibility essential to your success in the current market climate. ING offers tailor-made solutions: Financial Leasing, Operational Leasing, Sale & Leaseback and Vendor Leasing.

Min. €10,000
Advantages
  • Working capital remains intact
  • 100% funding, including VAT
  • Balance sheet optimisation
Show details
Hide details
Contact your ING liaison officer

ING Leasing is an extremely flexible funding method. At the end of the lease period, you can exercise the purchase option and become the owner of the leased goods, transfer the purchase option to a third party, extend the lease contract or return the leased goods to ING. The ING Leasing team specialises in transport and logistics, real estate, business equipment, renewable energy and IT.

Advantages
  • Working capital remains intact
  • 100% funding, including VAT
  • Balance sheet optimisation
In a nutshell
  • Your purchases are 100% funded by your ING lease.
  • You can choose between financial and operational leasing plans.
  • You determine the amount of the purchase option and the payment plan for the rental, according to your needs and options.
  • You pay your first rental amount upon delivery of the goods.
  • Your payments span an established period that corresponds to the economic lifespan of the goods.
  • Since you are only taxed on the rental value, there is no VAT to pay in advance.
Charges

The charges are dependent upon specific factors, including the lease term, the residual value of the leased goods and the interval of your payments.


Do you want to lease a car?

Do you want to lease various business equipment, a truck or ICT?


Download this product fact sheet (PDF).

Bank guarantee 

Do you want to confidently close business deals without having to tie up your cash? This is easy with a bank guarantee from ING.

Advantages
  • Security for your business partners
  • Maintain liquidity
  • Also for international business
Show details
Hide details
Apply online for a bank guarantee

A bank guarantee commits ING to pay a certain sum on your behalf if you are unable to fulfil an obligation to a third party. This makes it easier for you to close deals and keep your funds available for other projects.

Advantages
  • Security for your business partners
  • Maintain liquidity
  • Also for international business
In a nutshell
  • With any bank guarantee, ING assures your business partner that you can fulfil your part of the agreement.
  • With a rental deposit, ING offers extra security to the property owner.
  • Are you working on cross-border deals? ING also offers international bank guarantees.
Charges

The fees that you pay to take out a bank guarantee are calculated on the basis of your application.

ING Commercial Finance

Does your company have an annual turnover of 4 million euros or more? Then you can take advantage of the factoring or accounts receivable management services offered through ING Commercial Finance. That way you expand access to your outstanding receivables and limit the risks associated with accounts receivable management.

Min. €125,000
Advantages
  • Accounts receivable from A to Z
  • Faster availability of funds
  • Considerably reduced of financial risk
Show details
Hide details
Contact your ING liaison officer

By fully or partially subcontracting your accounts receivable portfolio to ING Commercial Finance, you receive flexible credit which you can use for 70% to 90% of your outstanding receivables. If the turnover of your portfolio grows, then your credit grows with it.

Advantages
  • Accounts receivable from A to Z
  • Faster availability of funds
  • Considerably reduced of financial risk
In a nutshell
  • For companies with an annual turnover of 4 milion euros or more.
  • By selling your receivables to ING Commercial Finance, you have at your disposal a finance facility of up to 90% of the amount of outstanding accounts receivable.
  • You determine how much credit you use.
  • By handing over your accounts receivable portfolio, the management thereof and the receivables, you also reduce the financial risks they entail. Furthermore, you can enjoy a number of other advantages, such as more efficient use of employee time or more working capital thanks to shorter payment periods.
  • You only pay interest on the amounts that you actually use.
Charges

You pay a commission calculated according to the turnover of the receivables. Like the turnover, the commission is dependent upon factors such as the plan (full or partial outsourcing), the country, the risk class of the customer and/or debtors, the number of receivables and the number of debtors.


Download this product fact sheet (PDF).

ING Investment Credit

Min. €250,000

Do you want to optimise or increase the production and/or productivity of your company? With an ING Investment Credit, you can fully or partially finance the purchase or replacement of fixed assets according to your needs.

Min. €250,000
Advantages
  • A medium- or long-term loan
  • Different plans tailor-made to your needs
  • Periodic rate revision possible
Show details
Hide details
Contact your ING liaison officer

The ING Investment Credit is a medium- to long-term loan. There are several plans with different options for using and repaying the loaned amount, as well as the frequency of interest rate revision:

  • Investment credit with a short-term interest rate where repayment begins from the first drawdown.
  • Investment credit with a short-term interest rate where the repayment begins from the last drawdown.
  • Investment credit with a long-term interest rate where the interest rate is established upon assignment of the loan.
  • Investment credit with a long-term interest rate where the interest rate is established if the loan was fully drawn down.
Advantages
  • A medium- or long-term loan
  • Different plans tailor-made to your needs
  • Periodic rate revision possible
In a nutshell
  • ING deposits the money for your purchase into your ING current account or transfers it directly to the supplier.
  • You can draw down the amount, dependent upon the progress of your project and the nature of your investment, on 1 or more occasions within a timeframe of maximum 9 months.
  • The term lasts a minimum of 24 months and a maximum of 15 years. Public sector or social profit institutions can receive longer terms, dependent upon the nature of their investment.
  • Dependent upon the plan you opt for, you either begin the repayments as of the first or last day of a drawdown.
  • You pay back the loaned capital and interest. Depending on the chosen plan, there are different repayment options.
Charges

The arrangement fees that you pay for an ING Investment Credit are dependent upon the amount that you borrow.


Is your investment of a smaller or simpler nature? Then ING Leasing or an ING Business Loan may be better suited to your needs.


Download this product fact sheet (PDF).

ING Bridging Advance

Min. € 2.000

Do you temporarily have insufficient cash resources while waiting for a guaranteed income? With the ING Bridging Advance, you can bridge both major and minor cash needs in the short term.

Min. € 2.000
Advantages
  • One-off advance with option to extend
  • Bridge both major and minor cash needs
  • Attractive interest rate
Show details
Hide details
Contact your ING liaison officer
Advantages
  • One-off advance with option to extend
  • Bridge both major and minor cash needs
  • Attractive interest rate
In a nutshell
  • ING Bridging Advance is a loan with which you can draw down an advance.
  • The term lasts a maximum of 12 months. You can extend your contract twice, as long as you do not exceed the 12-month term.
  • You determine the amount (minimum 2,000 euros) and the length of the term (minimum 1 month and maximum 12 months) during which you can draw down the advance in 1 lump sum.
  • You pay back the interest in advance and the capital in one lump sum at the end of the term. In certain cases early repayment is possible.
Charges

You pay a one-off drawing fee of a minimum of 60 euros (depending on the amount of the advance). You pay an arrangement fee of 25 euros per trimester. If you would like to extend the drawdown period, you will pay an additional fee.
In the case of early repayment, you must pay a reinvestment penalty of maximum 6 months' interest. However, the interest you have paid in advance will be deducted from this penalty.


Compare
ING Auto Optilease
Features

An off-balance-sheet leasing solution with significant advantages. ING Lease buys the vehicle of your choice (van, minibus, light lorry, motorcycle), and you lease it over a specific period. At the end of the contract you can buy the vehicle or lease a new one.

Advantages
  • Flexible: you choose the term of your contract (from 18 to 60 months) and the frequency of your lease instalments (monthly or quarterly). You also set the percentage of the purchase option. This amounts to 16% to 45% of the investment value of the vehicle, depending on the term of the contract.
  • Cost-effective: the lease instalment plan comes with much lower payments than a classic lease. This frees up your liquid funds for other projects.
  • Tax relief: the interest charges on your lease are tax deductible. Furthermore, you can deposit a larger amount for your first lease, which means you are entitled to an extra tax deduction for the current financial year. You have the option of writing off the vehicle more quickly.
Equipment Lease
Features

A tailor-made financial leasing plan. You choose the equipment, ING Lease makes the purchase, and you repay ING over a predefined period. At the end of the contract you can buy the materials, extend the leasing contract or give the materials back and lease new equipment.

Advantages
  • All-in-one convenience: the financial leasing covers 100% of the value of the goods and can also include the cost of delivery, installation, even staff training! These advances are also paid by ING Lease.
  • Free up resources: your money remains available for other projects, and your accounting is easier to manage.
ING Classic Annual Tax Prepayment
Features

ING deposits the full amount of your estimated taxes to the Ministry of Finance on the first official due date.The loan is repaid in 8 or 12 monthly instalments from the first day of the month following the deposit.

Advantages
  • The interest is tax deductible as a professional expense.
  • The contract is renewed annually, with the option of modifying it as your tax obligations change.
  • There are no fees linked to this loan.
  • You preserve liquidity for the operation of your business.
ING Tax Prepayment Deposit Phase
Features

ING deposits the full amount of your estimated taxes to the Ministry of Finance on the first official due date of the tax prepayment.
You repay the loan in fixed monthly instalments.

Advantages
  • Low interest rate.
  • The full interest amount is tax deductible for the year in which it is paid.
  • The contract is renewed annually, with the option of modifying it as your tax obligations change.
  • There are no fees linked to this loan.
  • You preserve liquidity for the operation of your business.