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The best insurance at the best price

ING Car Insurance

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Satisfaction or your money back

Personalised cover at the best price!

Low premiums and 0 euros excess on claims
Emergency assistance 24/7 via +32 2 550 06 00
3 months free premiums if you are not satisfied
Monthly payments at no extra charge
ING will organise the transfer of your insurance cover
No-claim bonus protection for good drivers

Watch our customer testimonials

8,15/10**: that is how well our customers rate ING's claims processing service. If you have lodged a claim and you are not satisfied with our service, we will reimburse you the cost of 3 months of premiums!

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No. You can also pay your premiums with a Visa or MasterCard linked to an account with another bank.

Yes. If you wish, ING can even take care of the switch for you. In that case, we will send you a termination letter together with your policy. All you have to do is sign it and return it to us. We will do the rest! That way, you avoid being double-insured and thus paying twice for your insurance.

Yes. We recalculate your premiums on each renewal date. The amount depends on several criteria: your personal situation, your type of vehicle, your driving experience, previous accidents, etc. Of course, changes to government legislation may also effect the cost of your insurance.

Yes. If you drive less than 10,000km per year, you can benefit from a reduction of:

  • 10% on your compulsory civil liability insurance
  • 10% on your "Mini-Omnium" comprehensive insurance
  • 15% on your "Omnium" comprehensive insurance

Yes. The cost of your insurance goes up if you have an accident but also goes down each year in which you do not make a claim.

When applying for your insurance, you must inform us of the value of your vehicle. This value is indicated in the general and special conditions and does not change during the first 12 months following the first registration of your vehicle. As of the 13th month, the value will decrease by 1.1% per month. In other words, if your vehicle is 28 months old, then the insured value will be equal to the value at the time of purchase minus 17.6%.

As of the 61st month, the actual value of your vehicle will be established by an expert who will base their assessment on the make, model, year of construction, options and the general condition of the vehicle.

* In the case of an omnium or mini-omnium

Yes. The experts at our emergency assistance hotline are at your disposal 24/7 via +32 2 550 06 00. They will give you a clear and thorough explanation about how to file your claim.

Yes, provided that you use a garage approved by ING, you will have a replacement vehicle at your disposal for the duration of the repairs. In the case of a write-off, this period is limited to 6 days.

If you use a non-approved garage, you will only have access to a replacement vehicle if you take out additional roadside assistance.

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