8,15/10**: that is how well our customers rate ING's claims processing service. If you have lodged a claim and you are not satisfied with our service, we will reimburse you the cost of 3 months of premiums!
No. You can also pay your premiums with a Visa or MasterCard linked to an account with another bank.
Yes. If you wish, ING can even take care of the switch for you. In that case, we will send you a termination letter together with your policy. All you have to do is sign it and return it to us. We will do the rest! That way, you avoid being double-insured and thus paying twice for your insurance.
Yes. We recalculate your premiums on each renewal date. The amount depends on several criteria: your personal situation, your type of vehicle, your driving experience, previous accidents, etc. Of course, changes to government legislation may also effect the cost of your insurance.
Yes. If you drive less than 10,000km per year, you can benefit from a reduction of:
Yes. The cost of your insurance goes up if you have an accident but also goes down each year in which you do not make a claim.
When applying for your insurance, you must inform us of the value of your vehicle. This value is indicated in the general and special conditions and does not change during the first 12 months following the first registration of your vehicle. As of the 13th month, the value will decrease by 1.1% per month. In other words, if your vehicle is 28 months old, then the insured value will be equal to the value at the time of purchase minus 17.6%.
As of the 61st month, the actual value of your vehicle will be established by an expert who will base their assessment on the make, model, year of construction, options and the general condition of the vehicle.
* In the case of an omnium or mini-omnium
Yes. The experts at our emergency assistance hotline are at your disposal 24/7 via +32 2 550 06 00. They will give you a clear and thorough explanation about how to file your claim.
Yes, provided that you use a garage approved by ING, you will have a replacement vehicle at your disposal for the duration of the repairs. In the case of a write-off, this period is limited to 6 days.
If you use a non-approved garage, you will only have access to a replacement vehicle if you take out additional roadside assistance.
**Average of the ratings awarded by our clients between April and September 2013.
Undertaking valid for all holders of an ING Car Insurance policy with an accident occurring between 19/01/2015 and 31/12/2015. The undertaking covers any dissatisfaction regarding the processing of the claim in relation to which a complaint has been submitted to the ING Car Insurance Claims Department, which can be contacted by telephone on +32 2 738 56 91, via email at email@example.com, or via an ING branch. By way of example this could involve dissatisfaction regarding the information provided by ING, the processing time, the repairs carried out, etc. (non-exhaustive list). In order to be taken into consideration, the dissatisfaction must concern the settlement of a claim covered in accordance with the specific and general terms and conditions applicable to the insurance contract. The dissatisfaction may not concern any premium increase resulting from the claim. Our undertaking consists of reimbursing 3/12th of the paid total annual premium in effect at the time of the accident. Only one single refund will be accepted per insurance contract.
ING Car Insurance is offered (subject to acceptance of your file by the insurance company and to mutual agreement) by:
ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 12381 A.
Registered office: avenue Marnix 24, B-1000 Brussels - www.ing.be - Brussels RPM/RPR - VAT BE 0403.200.393
BIC: BBRUBEBB - IBAN BE45 3109 1560 2789.
ING Insurance Services nv, a Dutch incorporated company, authorised to insure risks in Belgium as an insurance company registered under the green card code number 1449.
Registered office: Princes Beatrixlaan 35, 2595 AK The Hague, Netherlands - Trade register number 27127537, supervised by the Nederlandsche Bank.
Representative in Belgium:
ING Non-Life Belgium SA/nv, competent in particular to settle claims for ING Insurance Services nv in Belgium, an insurance company registered under the code number 2551.
Registered office: cours Saint-Michel 70, B-1040 Brussels, Belgium - www.ing.be - Brussels RPM/RPR - VAT BE 0890.270.750.
BIC : BBRUBEBB - IBAN: BE95 3200 0812 7458.