These rates are expressed on an annual basis and may be adjusted at any time. The actual percentages are always available here as well as at your ING branch. If the rate changes, we inform the account holder through account statements. If the balance of the ING Lion Premium Savings Account is greater than 500,000 euros, the basic rate applied is 0.05% on the total balance of the ING Lion Premium Savings Account during the period concerned. Exemption from withholding tax (currently 15%) for regulated savings accounts up to 1,880 euros in interest (per taxpayer for 2016 income, 2015 tax year).