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Ideal if you regularly use your savings!

Open an ING Lion Deposit

Open my savings account

Online, easy to open and free!

Base rate of 0.01% and a fidelity premium of 0.10%
100% free online savings account which you can also manage via your tablet or smartphone
Easy to open within 2 working days, even if you are not an ING customer yet
Your money is available at all times
Interest earned up to 980 euros exempt from withholding tax

Your ING Lion Deposit account in 3 steps

1
Apply for your account
Fill in the online form.
2
Confirm your e-mail address
New ING customer? Send us a copy of your ID card as well.
3
Your account is active!
If you do not have a card or card reader yet, we will send them to you by post.

Need more information about this account?

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You earn a base rate of 0.01%, plus an additional fidelity premium of 0.10% after the first year. For accounts with a balance of more than 500,000 euros, the base rate is 0.01% (on the entire amount), plus the fidelity premium of 0.10%. The rate of the fidelity premium remains in effect for 12 months after your deposit. ING deposits your interest on your account each year.
The Belgian government's deposit guarantee protects the funds you save on your ING Lion Deposit. The guarantee covers the entire amount up to a maximum of 100,000 euros per customer.
All interest payments up to 980 euros are exempt from withholding tax. All interest earned above this amount is subject to a 15% withholding tax.
ING pays the base rate on 1 January each year. The fidelity premium is obtained after 12 consecutive months and will be paid every 3 months: 1 January, 1 April, 1 July and 1 October.
Anybody over the age of 18 with a valid Belgian address can open an ING Lion Deposit account.

You can open the account in your own name or in your name and that of someone else. There is a maximum of 2 account holders per savings account.

In order to open your ING Lion Deposit, you must have a current account in euros at ING or with another Belgian bank. If you are opening a joint ING Lion Deposit account, both account holders must have a current account in their own name.

You can open a maximum of 2 ING Lion Deposit savings accounts: 1 as sole account holder and 1 as co-account holder.
1. Apply online
Simply fill in the online application form. After submitting your application, you will receive an e-mail in which we ask you to confirm your e-mail address. So make sure you provide a valid e-mail address.

2. Submit your documents

Send us a copy of both sides of your ID card as soon as possible to ingsavingsonline@ing.be or ING Savings Online, DA 852-619-2, 9000 Ghent.

3. Open your account
You will receive your account number as soon as ING approves your application. We will also send you everything you need to manage your account from anywhere and at any time via our internet banking services.

If your reference account (the current account in euros to which your ING Lion Deposit is linked) is with a different bank, the first sending money onto your ING savings account must come from that account.
Follow these steps to open your ING Lion Deposit quickly and easily.

1. Apply online
Simply fill in the online application form. After submitting your application, you will receive an e-mail in which we ask you to confirm your e-mail address. So make sure you provide a valid e-mail address.

2. Open your account
As soon as ING approves your application, we will confirm the opening of your account by e-mail. Your account will then be automatically added to Home'Bank.

If your reference account (the current account in euros to which your ING Lion Deposit is linked) is with a different bank, the first sending money onto your ING savings account must come from that account.

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