Product and price

Conditions of use of the ING "Business Idea Calculator" Simulator

ING Belgium's "Business Idea Calculator" simulator (henceforth "the ING Belgium Simulator") is designed to provide the user with an initial cost and budget estimate for a new business project.
The information provided by the ING Belgium Simulator (including the results of the simulation) is only valid on the date provided. The data on which the simulation is based, whether provided by ING or the user of the ING Belgium Simulator, may change between the moment when the simulation is produced and when the business is established.
The information communicated by the ING Belgium Simulator only takes into account the legislation and regulations (in particular, relating to fiscal matters) in force in Belgium at the time of the simulation. It is the duty of the user of the ING Belgium Simulator to check, if need be, whether other legislation or regulations (in particular, relating to fiscal matters) are applicable. This simulation does not take account of any subsequent changes in legislation or regulations (in particular, relating to fiscal matters) in effect in Belgium at the time of the simulation.
The information provided by the ING Belgium Simulator is given solely for information purposes. Drawn up solely on the basis of data provided by the user and objective assumptions by ING Belgium, it may only be considered to consist of simple estimates and evidence for supporting them. No guarantee can be given as to the accuracy and completeness of the information provided by the ING Belgium Simulator. Furthermore, the information provided by the ING Belgium Simulator cannot be considered as an offer.
Users of the ING Belgium Simulator should always assess the information provided by the simulator themselves in the light of their individual circumstances, especially as regards their financial situation and business goals. Users of the ING Belgium Simulator remain fully and solely responsible for any use they freely make of this information and for the consequences of their decisions, except in the event of gross misconduct or intentional wrongdoing on the part of ING Belgium and notwithstanding the applicable legislation.
Information communicated by the ING Belgium Simulator only constitutes simple estimates and supporting evidence for the user of the ING Belgium Simulator and does not in any way exempt the user from consulting specialist advisers (on fiscal matters, etc.), in particular with a view to considering their own specific personal situation or that of their business.
ING Belgium's branches are available to users of the ING Belgium Simulator to provide them with all additional information and, if applicable and on the user's request, to provide personalised offers with regards to banking services, finance and insurance, provisional upon the approval of their portfolio by ING Belgium.
The terms and conditions and all other applicable documentation (regulations, charges and other complementary information) about ING's banking, finance and insurance products and services are available from all ING branches or from your ING Relationship Manager.

The Business Idea Calculator takes into account, for the sake of simplicity, an interest rate of 4% which is assumed to remain fixed throughout the term of the loan, without implying any guarantee, engagement or offer on the part of ING in this regard.